As the job market and economy continue to struggle, more and more individuals and families are finding themselves unable to pay their bills. The inability to pay even the most critical bills, such as rent or electric, can cause frustration and even depression.  If you find yourself unable to pay off your essential monthly bills, it is important to remember that you are not alone in your situation, and there are options available to you.

Depending on your life and financial situation, there may be government sponsored social service programs that can provide necessary assistance. Even if you don’t qualify for those programs, there are other alternatives out there that could help you pay such monthly costs as your rent, utilities, water, and even gas for your car.

Many of the alternative relief organizations provide assistance that varies depending on your needs. Some organizations, such as churches or various charities, provide assistance for essentially all of your monthly bills. If you are unable to pay multiple monthly bills each month, it may be in your best interest to begin contacting local churches and other organizations such as The Salvation Army or the Red Cross to see what options are available to you. You may also be able to locate additional charities through an online search, or in the Local Independent Charities of America’s database.

Other organizations cater to more specific needs, focusing solely on health care bills, mortgage payments, or other possible bills. Before contacting any of these programs, it is important that you first evaluate your situation, and make sure that you have reduced all over possible costs not needed for survival.

If you are a cancer survivor, and you need help paying your bills right now, you may want to contact the CancerCare Co-Payment Assistance Foundation to help you pay your cancer bills. The organization is a non-profit that specializes in locating financial assistance and grants to anybody who may have big medical bills due to being diagnosed with cancer. Another great organization for cancer survivors is Life Beyond Cancer. They, too, will help pay cancer bills, as well as other essential monthly costs that include food, rent, and utilities.

If you are struggling with credit card debt, and find yourself unable to pay off your monthly bills due to your massive total debt, then you may want to contact DebtGoal. DebtGoal is a relief organization that will help you pay your credit card bills right now, and cut back on your debt little by little.

If you are struggling most with your utilities bill, it is definitely important to seek out the help of a relief organization. There is nothing worse than being in a position where you cannot afford to heat or cool your home. Fortunately, those that are need help paying their utility bill can receive that help through Citizens Energy Oil Heat Program. This program will provide free oil to heat your home, especially during the winter months. The program currently serves seventeen states in the Northeast and Midwest parts of the United States.

There are a number of relief organizations that are out there ready and willing to help you bill your bills right now. As you consider which service you should use, it is best that you first consider your situation, and determine your needs. Once you know which bills you are struggling with the most, you’ll be able to identify the ideal relief organization to help you pay off your bills now.