Millionaires are more common these days than ever before. One in ten households report an income of over $1 million dollars per year, and the majority of those credit their wealth to careful investment, savings and most importantly, hard work. There is no magic formula, no ten secrets to making a million dollars. Millionaires however do share many of the same traits, and these, combined with a little bit of luck and sound decision making, can help you on your way to securing your financial success.

Display indisputable work ethic. Work hard and understand that you only get out what you put in. Put everything you have, physically and mentally, into what you do. You will reap the rewards. Almost everyone who has everything, started out with nothing. Hard work and dedication are the keys to ensuring your success.

Be flexible. Adapt to your environments, both socially and economically. Seize opportunities when they appear and take calculated risks. Consult with financial advisors about the best way to proceed with your investments. Accept advice; you don’t always have to take it if your instinct says otherwise.

Strive for excellence. Expect the best from you and those around you. Hard work will pay off, and you have to be prepared to push yourself to get to where you want to be.

Communicate effectively. Inject power and strength into your words and follow through with your actions. Be well read and balanced; possessing the skill set to communicate with people across all levels will help you cross any bridge.

Be a good listener. Understand that there is merit in every opinion, that every idea can have weight, regardless of who it comes from. Listen and respect those around you. You can learn a lot from others, and allowing them to influence you can be a positive thing.

Be passionate about what you do. If you love what you do, you will never work a day in your life. Do things that excite you, your work will suffer if you don’t care about it.

Expect challenges and adversary. There will be those that want to see you fail, who will offer up countless opportunities for you to do so. Reject limitations, those set by others and by you. Never take no for an answer. Accept setbacks for what they are, examine them, and discover what you can do to change the outcome next time, what you can improve upon and what you take off the table completely. Every pitfall is an opportunity to learn, and to grow.

Celebrate every milestone, no matter how small. Every achievement is just that, an achievement. Take the time out to celebrate and spend time with your family and friends, reminding yourself why you are working so hard, and enjoy the moment.

Take time out for yourself. Create your own personal time, where you can take a step back and re-evaluate your goals, and your progress. It doesn’t matter how much money you have, losing focus and forgetting what it is that’s important to you, will have adverse effects.

Think big, and aim ever higher. Possessing the self-confidence and belief that you will achieve your goals will ensure your success. Communicate, listen, and accept advice. Ignore limitations and challenge adversary. Work hard, be humble, and be grateful. Create your own ten secrets to becoming a millionaire.