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Where to Find Scuba Diving Insurance Providers

Info_lover | May 7, 2010 |

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Scuba diving insurance is a must-have for scuba divers out there. Such insurance should cover risks such as travel delays, stolen personal belongings and other potential emergency costs related to diving injuries such as re-compression costs. With the adventure of scuba diving comes additional risk. Even with proper training and diving conditions, you are at a higher risk for incurring an injury as compared to more sedentary activities such as sitting in a chair reading a book.

For scuba diving travel insurance, different companies have different policies. Some may cover scuba diving completely, while others may only cover scuba diving based on certain conditions. Some insurance companies such as Divers Alert Network (DAN) specialize in dive insurance offered on a membership basis which covers divers for medical evacuations among other things. Other companies offer insurance coverage for single trips or yearly multi-trips.

A list of recommended scuba dive insurance providers

There are many major insurance companies that offer insurance for scuba diving enthusiasts. Below is a list of them. In particular, two companies offer complete scuba diving coverage. They are Travel Guard and Travel Safe.

Access America – Insurance is provided is scuba diver is accompanied by a dive master and does not dive more than 130 feet deep. Also it has specialized scuba diving instructor insurance.
HTH Worldwide – It has limited coverage amounts and scuba diver must be PADI or NAUI certified. However, it does have quite significant compensation amounts.
Travel Guard – The scuba diving insurance has full coverage and covers scuba diving of all depths. This comes with hefty premiums though.
IMG – This company's insurance product 'Patriot Extreme' covers recreational diving of up to 50 meters.
Travel Safe – Like the Travel Guard, this company has complete scuba diving insurance coverage.

Where can I get scuba diving insurance quotes?

For one, you can try using a comparison site such as QuoteTravelInsurance.com which will provide top insurance plans to make deciding a tad bit easier. With such comparison websites, you can even buy online using a credit card and you will receive an instant confirmation email guaranteeing your coverage. Otherwise, you can consider checking online reviews and buying direct from a specific travel insurance company that offers scuba diving insurance plans. You can get a quote from such companies and purchase the insurance directly from them.