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Work from Home Pros & Cons - Will you Save Money

By Edited Jul 31, 2015 4 20

Working from home is now a way of life

Thousands of people are working from home in a variety of different ways and earning good money without even walking out the door. Anyone can find their own particular niche for earning money from home by doing some research on the things they enjoy. There are literally thousands of different ways of doing it, although each of these ideas need a variety of levels of hard work. It is not as simple as you may first think.

Working from home does not mean sitting on the lounge chair watching TV, it will require hard work and long hours in the beginning.

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Pros of working from home

There are many things you need to consider before starting to work from home. Are you prepared to put your head down and work.  If not you will not succeed.

  • You can be flexible and manage how many hours you work a day depending on the income you require
  • Save the money on bus and fuel expenses travelling back and forth to work
  • Save money by not having to buy expensive and different work clothes, this in turn will save you extra money and time on laundry
  • It should be more convenient- allowing you to work when the kids are at school
  • No employer or co-worker distractions
  • No boss to answer too either
  • No child care expenses – although you need to manage that side of it as clients will not want to listen to screaming kids, while negotiating their business.
  • You can have as many coffee breaks as you need

Cons of working from home

Cons of working from your own homeLike anything there are good and bad decisions that need to be made when thinking of working from your own home.


  • Organization - If you are the disorganised type of person then working from home may not be for you. Although, even the disorganised person could still find many ways to earn money from home by working casual hours or part time.
  • Time management is very important- to be successful you need to designate certain hours in which you will work or you will not earn any money. Make a plan with to do jobs for that day and be sure to do them.
  • Plan how much you need to achieve- Whether it be emails, inward and outwards mail. Reply promptly to customer enquiries and deliver orders promptly.
  • Discourage friends and visitors - from popping in for coffee during your working hours. Yes you still have to set guidelines for work and leisure time.
  • School holidays- if you have children you need to train them not to interrupt when you have clients unless it is an emergency. Or pay someone to care for them while you are working.
  • No work means no income - When you work for yourself from home you will have no income if you do not work.
  • Nor will there be any holiday pay unless you earn it and save for your holidays.
  • No more taking sick days off when you have a hangover unless you take out an insurance policy or similar.
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Benefits of employers hiring work at home employees

Benefits for employers

  • Some employers will encourage their workers to work from home.  These would be paid on the amount of work or jobs completed.
  • Working from home negates the problems of staff confrontation, and clashing of personalities
  • Reduces companies office equipment as workers will use their own desks and computers. This will also reduce the office space required by the company
  • Reduces the need to supply coffee machines and lunch rooms
  • Employees enjoy a better life style and work their own hours depending on supply of work required and are generally happier
  • Happier workers means more productivity and less stress for workers and management alike
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Ideas to earn money working from home


As I said earlier there are many ways in which to earn money from home. Here are a few ideas to get you thinking:

Contract work from companies- This can include many types of things, accounts, assembling, in fact anything that you can bring home to do.

Freelance writing from home – being paid once only for each article written on a particular subject and length by various companies

Article Writing online - Writing whatever you want for a variety of sites and earning money from Google Ad sense when someone clicks on the ads on the article pages. With this type of writing you will continue to earn from these articles for years to come even while you are sleeping people in other countries will read your articles and click on the ads.

Other Ideas to Start your own home business- Child minding, lawn mowing, screen printing, wedding invitations, dog care, bookkeeping, grooming and dog walking,


woodworking, lead lighting and stained glass, computer tuition, gift basket business, handyman and any type of repair services.

In fact you could start any sort of home business that you can run from home if it does not require a large storage area or a lot of equipment or staff.

With any business you will need to keep accurate records and could require using special bookkeeping software.

Therefore will you save money by working from home?

Answer: yes you can save money. Like in any job; you can earn a good income if you apply yourself to the challenge. Make sure you put the money away that you are not spending on fuel, transport and other items mentioned above, this will give you that added incentive to save as you earn.

Keep in mind that you still have to work hard in the beginning.  The best thing is that you work from home and do what you have always dreamed of doing in your own time with no bosses telling you what to do. And you need to realize this will increase your ongoing earning investment.

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Feb 27, 2011 1:42pm
eileen, good article on the pros and cons of working from home. I do, and as you noted, I have a difficult time getting much done during school holidays.
Feb 28, 2011 6:49pm
introspective, yes combining work and family can be a challenge when you work from home
Feb 28, 2011 12:27am
This is a great article about working from home. I had a friend who was a published novelist, and she told me that her greatest challenge was getting calling calls from friends who would say, "Since you don't work, could you do .... for me?" It drove her crazy!
Feb 28, 2011 6:51pm
deborah D, yes I had the same trouble when doing computer tuition people would want to drop in while I was giving lessons. It was hard to make them understand that I could not just drop things when they wanted to call. They got the message eventually in most cases, although it can also spoil friendships if they have to ring before visiting
Feb 28, 2011 3:11pm
Well written. I've been working at home for years and self discipline is the number one requisite. This article explores every aspect of working at home. Nice job!
Feb 28, 2011 6:52pm
divaonline, thanks for that yes I know what you mean. Time management is important when working for your self at home.
Mar 3, 2011 9:43am
Great article on the pros and cons of working at home.
Mar 4, 2011 4:46am
Very well written and informative article for anyone considering working from home. From my own experience the biggest hurdle to overcome is discipline, to stop checking emails, page views of my submissions etc. and get my head down and work!
Mar 9, 2011 4:27am
Gosh tally you are so right, I waste so much time doing that and checking the forum. Not always participating but just reading. We sure have to be disiplined thats right and use time management to get organised.
Mar 15, 2011 3:33pm
I love hangin' out at home in my sweats, no make-up, and researching for article writing. Thanks for this terrific pros an cons of workin' at home.
May 23, 2011 12:10pm
Good article. If most people knew how much money they would save, they would really look into it, seriously.
Jun 5, 2011 2:23am
Thanks lysuz, footloose and sullysee. Yes it is amazing how much time we can waste in the forums, although it is also a great place to learn things as well especially in info's helpful forum.
Jun 10, 2011 5:08pm
Thanks for this well written article. Most people only think about the pros of working from home, but not the cons.
Jun 10, 2011 10:35pm
Redy2Assist yes you need to see both sides of everything before you start any new project. Whether it be in business or even hobbies. Thanks
Sep 17, 2011 5:23am
Very good article. Specially good to point out that working from home does require a lot of hard work.
Sep 22, 2011 12:27am
malcolm, yes thanks for commenting, everything is not as easy as it seems it all takes studying and researching and learning how to do these things but it is still good to earn money from writing and enjoying what you do too thanks
Jan 4, 2012 10:35am
A great article on working from home. I really do hope that more companies will switch to that mentality. I see so many fellow employees wasting countless hours on the road driving to work when they could be spending that time doing more productive things.

Also, it is a great way for people to work during their most productive hours, some people don't work best from 9am-5pm, some people are early birds while others are night hawks and I think working from home can really accommodate this difference.

Great job.
Jan 4, 2012 7:04pm
casdrubo thanks, yes I have to agree. I have done so many different types of businesses from my home and they have all been great for a variety of different reasons.
I tried these because I used to love the challenge of trying something different. And I sure had that. The best one was screen printing although my lack of drawing ability let me down. You need to have an artistic talent for that or have to pay someone to do it for you.
Feb 10, 2012 12:03pm
I am a bit of a hybrid. I am a contractor for a company that I've been with for 5 years. They allow working from home 2 days a week. I really enjoy the freedom that provides and many times I can get more work done at home since I only have pets to distract me. It also provides a bit more freedom to read the forums and post comments when I'm not busy. :o)
Feb 10, 2012 7:12pm
Sandybeachguy, Thanks gee you have the best of both worlds then. It makes it so much easier for you that way. I used to love create or start doing small businesses to do from home. More of a challenge.
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