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Your Home Insurance and Your Moving Company

By Edited Nov 13, 2013 0 0

It is amazing how often we forget the basics in life simply because we are in such a rush. When we experience a tragedy such as a fire or body injury or even an accident, we feel helpless. That is why having insurance is such a good idea.  So when a disaster does happen, someone will step in, probably take care of things and sometimes even take care of you. So when you are about to move apart from finding a reliable moving service make sure to check your current home owner's insurance policy.

A home insurance contract is like a safety net. It reminds us that our home is secure when life may throw surprises at us. However, what does actually happen when we move? Does the home insurance contract "move" to the new place? Has your home insurance company said anything about this to you?

Your home insurance should give you some peace of mind for any contingencies that may occur involving your primary residence. Fire is one of the contingencies that can destroy all that you have worked for in just a little as a few hours. Not only is it a traumatic experience to watch your home be destroyed, but it can be absolutely devastating if you do not have any home insurance to cover your loss.

Many people are unaware that a home insurance contract makes provision for monetary damages in the event someone is hurt while at your residence. This is a feature that your mortgage company might ask you to buy when you do buy your home.

Sometimes your home can be vandalised and the cost to repair and spruce up your home could be expensive. Or you could lose your belongings to a burglar. If any of these contingencies do occur, your safety net, your home insurance will cover you, which if you did not have could cost you a fortune to repair or replace.

So now that you know what an insurance policy should cover, what happens in the event that you do move. Many home owners do not know the answer to this question. Most people do not plan to move soon after purchasing a home so this question is probably not asked. So when you have no option but to move take out a home insurance policy before you actually move. The reason is simple you remain covered.

In most cases a home policy will cover you for any contingencies when you move.  Think of it as protection from your old home to your new home. Just think of it as a transfer.

In the event that your moving truck is in a wreck and your personal belongings are damaged, your insurance policy will cover the loss.  You will also be covered for theft while the moving truck is parked or on its way to your new home. Most of this also depends on the coverage you buy from the insurance company. Now  depending on your coverage your contract might make provisions for protection of your valuable belongings when they are held for safekeeping.

It will be extremely advisable to find local moving company contractor in your vicinity and be sure to shop for home insurance contracts that will give you the most coverage.

Try to do your homework. Remember knowledge is power. It is your responsibility to find out if the company you are conducting business with is properly licensed. Your home insurance will protect your home but it will be wise to be covered for mover's insurance.

Use the internet as a resource to find a local reputable mover. Find one that offers free quotes, free boxes and a large truck to transport your belongings. So if anything does happen in the move you know you will be covered and have a peaceful and less stressful move.



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