Articles about card
While scammers have come up with these newer ways to rip off credit card information, the good old-fashioned method of skimming card information is still pretty common.
Credit card fraud has long been a problem and it's one that continues to grow. If you fall into the unfortunate position where your credit card has been lost or stolen it is important to take quick action as soon as you notice the card has gone missing.
The world has significantly evolved since those early days of using credit cards. When the credit industry was coming of age, the philosophy surrounding the importance of cards was very different from what it is today. Carrying a card was, in many ways, a symbol of prestige. Fast forward a few decades and it is often viewed upon as a symbol of liability.
Nowadays most people make their purchases through credit or debit cards. While paper money still has a place, electronic banking and transactions have become the norm. As a result, it is important to understand and have a good foundational knowledge of the ways you can protect your credit card accounts.
Over the years credit cards have grown to become one of the primary ways to pay for goods and services. To some, carrying credit cards is a necessity, to others there are many benefits to carrying one or more cards, the primary one probably being convenience. But what happens when spending gets out of control?
Grocery discount cards are very useful on many levels. For consumers, they offer savings or perceived savings on grocery items, and this attracts many people to apply for a card, but for grocery stores, the value is potentially so much more.
Today's more sophisticated and savvy thieves are aware of the value of the cards, documents and other necessities people carry in their wallets. Many thieves will go to extravagant lengths in order to get the information contained in wallets.
Credit card phishing has quickly become a member of the growing list of email frauds. Credit card phishing scams are clever because of the way they use social engineering to lure unsuspecting people to give up their credit card information.
Impulse buying can lead to financial problems, and due to this reason it is important to be sure to spend only within your means in order to avoid the financial hardship that comes along with excess debt.
Bad credit can have a direct impact on your life. However, by avoiding the pitfalls that can ruin your credit, you can keep your rating in good standing. Also, if you really have trouble gaining credit, you can apply for a secured credit card.
Unfortunately, ATM fraud is running rampant and a process called 'skimming' is not only on the rise, but becoming more sophisticated in nature and harder to detect. ATM card skimming occurs when a thief attaches an external device to an ATM machine in order to capture any information stored on the bank card of an account holder.
People often do not think twice as they slip their card inside the machine and withdraw cash from their bank accounts. However, anyone using an ATM should proceed with caution. While not a new form of theft, a number of reports have emerged in recent years about ATM fraud being on the uptick.
A trash can is a treasure chest for identity thieves. Think of all the sensitive information which still transpires on paper nowadays, eventually ending up as trash, and all the possible ways thieves could use this information.
Despite the increase of public awareness about the issue, thieves are becoming savvier in the ways they try to steal personal information. As a result, it has become increasingly important to be proactive.
Obtaining freedom from debt is something many people strive to meet as a personal goal. No one likes to owe significant amounts of money, yet despite this fact, many people do eventually find themselves stuck under a mountain of debt. If you want to find that elusive freedom from debt, here are five steps that can help you meet this goal.
Today, consumers can get many products online, free of charge, by providing some personal information that is valuable to marketers. Others may want people to take a survey to highlight their personal preferences. But not all offers are as good as they seem.
Aside from being the professional thing to do, the benefits of staying on good terms with a former employer are many. You never know when you might need a reference, or depending upon the industry circle, you might even end up working for or with your boss in another capacity.
Getting out of debt is easier said than done. The good news is it is entirely possible to become debt-free and stay out of excessive financial obligations. It takes time, patience and vigilance, but it is doable if you put your mind to it.