Articles about cost
Home ownership is one of the biggest milestones in life. It is a sanctuary and a place to call to your own. Home ownership isn't cheap however, there are maintenance and random fixes to be mindful of. If you live in a condo, everything is very straight forward. A monthly maintenance cost is paid which includes the day to day costs to run the building, insurance, and even factors in future costs to replace the boiler/ elevator/ HVAC etc. As for the house on the other hand, it is up to the homeowner to create a maintenance schedule. The roofs have a lifespan of about 20 years and putting up new ones are in the thousands. If you have a basement, be mindful of the foundation because during the rainy and snowy seasons, the basement could flood. A lot of these minor inconveniences to keep track of.
A lot of people looking to invest on their own are often scared off by all the financial jargons and the wild market swings. They believe that they are not cut out to invest on their own or investing is so complicated that it is better off left for the experts. Well, Investing is actually not rocket science and this book shows you how to do it painlessly. I, myself, have read the book and applied it for my own investments, and so far, I have been making a decent returns (been using it for three years now). This article is my review of the Moneysense: Guide to The Perfect Portfolio
Ford in its most recent quarter had much to celebrate about. It was its 22nd consecutive pre-tax profit, it reached a record market share in Asia, and the operating results in most global operations have been positive. Spurred by this financial success, Ford had increased its dividends to $0.15 a quarter from $0.13, at a stock price of about $16.17, this was a 3.71% dividend yield. Ford had much to be proud about Going back a little less than a decade ago, Ford Motors was a contrast to what it is today. In 2006, Ford was bleeding cash and its operating loss was a staggering $12.6 billion. This road to a slow financial ruin was a result of poor management, a lack of cohesive product development, and lax cost controls.
I find that it is much easier for investors to buy stocks then it is for them to sell. I say this because I have seen investors who hold onto the stock all the way to bankruptcy, or when the stock has made a sizeable gain and the investor still refuses to sell. Some of the thought process that goes on are: They believe the stock still has more room to go up in price so they patiently wait for it to increase further, only to miss out when the stock was at its peak. The stock has dropped and the investor believes that the stock has bottomed out, and it will go up in time, so they continue to hold The stock has dropped so much that by this point, selling it would cause a big loss, so they hold onto the stock in the hopes that one day it could go back up again
When someone calls an individual as being cheap, it often brings with it some negative connotations, because who wants to be called cheap? You may be embarrassed when you go to a restaurants with your friendor significant other, and the other person cheaps out on you. But when someone calls the person as being frugal, a different opinionforms. People may associate frugal as being smart in managing their money. There are a lot of times thougth where the definitions between thesetwo words are blurred. One person's cheapness can be considered asanother person's frugality. To help guide you through the decision of what is considered cheap and frugal below are three themes that should help you make a decision yourself.
The 2015 Roll Up The Rim To Win is back at Tim Horton's. If you are a coffee drinker living in Canada it is hard not to notice, there is at least one restaurant in every small town. This year, the contest has made a number of small tweaks to the game, but the odds of winning something is still one in six. The Roll Up the Rim contest is a marketing campaign created by the Canadian fast food chain: Tim Hortons. People who purchase a hot beverage has a chance to win a prize by rolling the rims of the cup. Underneath the rim, it either reveals the prize that you win or a "please try again".