Articles about market
A very important part of the personal financial planning process is asset allocation. Do you have the most appropriate types of investment for you, with the correct levels of risk? Don't forget that these levels never remain static and need to be adjusted in accordance with the market situation.
What are average investment returns, and when planning your financial future are they any good for you? In fact, in terms of investing, "average" does not necessarily mean "good," and you need to take this into account when you are building your financial planning strategy. Look at the whole picture before you make any major decisions
When you are planning your financial future, ask yourself how much you can afford to lose. Do you have enough assets to absorb any kind of a loss? Make a risk tolerance survey of your assets and make sure that you have the right balance so that you can always be prepared.
A History of Financial Behavior shows that we may behave more like cavemen than we would like to think. Ken Fisher, CEO of Fisher Investments Company, and Forbes' portfolio strategy columnist, shared his insights on behavioral finance and how it changed (or not) throughout history.
Life changes quickly and your portfolio and asset allocation need to keep up with it. The best way to adapt to life's changing circumstances is to develop the art of multi-tasking and to monitor the asset allocation in your portfolio.
No one knows the future of financial markets, and nothing in the world of investment is assured. Therefore, if you are too optimistic, you may be in for a disappointment when you read the latest investment news and reality hits. At the same time, you don't need to be too pessimistic. Winning the money game is more about realism and logic than emotional investing.
Planning for retirement in your 30s may at first sound exaggerated, but it is never too early to acquire good financial habits. In fact, you never know what may happen in life and as state pension plans can never be relied on completely, there is no such thing as being too young to start.
Have you ever heard of loss aversion? This refers to the bitterness that one may feel about losing, whether playing chess or losing on the stock market. On the other hand, winning the money game is so rewarding that we are still motivated to play. Many times, our loss aversion can be so strong that it causes us to make bad decisions. To become a successful investor, you must not allow loss aversion to rule your life.
When you consider your investment dividends, are you afraid of financial risk? Logically, the best approach for maximizing a return on investment is to create a diversified portfolio, but many of us are deterred by our fear of market risk, making us seek our profits only in places where there is the least investment risk, even if this means getting a lower return.
When building your financial planning strategy, there are so many tempting glossy ads and interesting smart money articles to read. But which of these investments are really good for you? And what is their true objective? To find out how to spot the difference between advertising and advice, read on.
You might think that if you wish hard enough or wave a magic wand, you will make a huge profit on your investments. But making a wish is not enough. Good investment planning and personal finance decisions require logic, not wishes. Read this article to find out why.
As companies crash as a result of the current economic turndown, individual investors need to be careful. Follow the rules of smart investing, and watch out for conmen, ponzi schemes, and inflation. Here are some tips to help you try to keep your money stays safe.
Your financial situation, like many other things in life, never remains static. Therefore one way to wealth is to keep up an ongoing financial review of your investments. Make sure to readjust your portfolio before market circumstances readjust it for you.
When planning your financial future, it is important to understand the meaning of a long term investment. Some investments are better for shorter periods, while others are more suitable for being left to mature over the longer term. So if you are mapping your financial planning strategy, consider your long and short term needs and which investments are better for you in your individual circumstances.